Richard W. Flood

Originally from Yonkers, NY, Ric fell in love with Vermont when he started summering here in 1958.  He graduated from the University of Vermont in 1967 with a major in economics.  In 1968 he entered the financial services industry, gaining experience with several different companies.  In 1980, he married Teena and the two of them started Flood Financial Services in 1982.  

Ric has been active in the community as a United Way volunteer, past president of the Vermont Kidney Association, past president of the Vermont Society of Financial Service Professionals and past president of the Charlotte Shelburne Rotary club.  In 2015, he was proud to receive the B.H. Zais Award from the National Association of Insurance and Financial Advisors of Vermont - the highest recognition the association can bestow on one of its members. 

When he's not working, Ric pursues his goal of playing 100 rounds of golf annually, including as many of the PGA tournament courses as possible.  To date he has played 47 of those great courses.  Ric and Teena are avid cyclists and have enjoyed many bike/barge trips abroad.  Ric and Teena have resided in Charlotte since 1986.  They were extremely pleased when Megan joined the practice in 2018 and even happier when she blessed them with Callie, their granddaughter in 2022.  Ric has two other children and three grandchildren, who all live in Maryland.